While all accidents can be serious and lead to injuries, a head-on collision is particularly dangerous. In these accidents, both drivers are typically affected. In many situations, the collision results in fatalities.
After a head-on collision, you may experience severed limbs, a broken neck, a fractured spine, traumatic brain injuries, and even paralysis. The injuries are often significant and result in the loss of income now and in the future. Some victims must make lifestyle changes, resulting in serious financial losses. Accident victims should not have to shoulder these costs alone.
You have rights if you are involved in a head-on collision caused by a negligent, intoxicated, or reckless driver. You should contact an experienced Minnesota car accident attorney to help with your case. Recovering the compensation you deserve can be challenging, and you need a knowledgeable legal advocate on your side.
What to Do After a Head-On Collision
After a head-on collision, you may be injured and unsure of what to do. While this is true, you should try to remain calm and take the following steps:
Seek Medical Treatment
After being injured in a car accident, your safety and health are a top priority. Contact 911 after a head-on accident and request service from the paramedics and police. For severe injuries, go to the hospital by ambulance.
While you may be concerned about collecting evidence, your personal injury attorney can do this once you have been treated.
The police who respond to the accident scene will create an official accident report that includes the details of what happened, witness information, and other important factors.
If your injuries do not require immediate medical attention, you can stay at the scene until the police arrive. While there, never admit or accept wrongdoing. When talking to the authorities, stick to the facts and do not speculate about who is to blame.
Never Talk to the Other Party’s Insurance Company
Insurance companies are in the business of making money. This is impossible if they constantly pay out large accident settlements.
The at-fault party’s insurance company will want to settle with you as quickly as possible, for as little as possible. They will likely contact you soon after the accident and offer a settlement. Never provide any information to the insurance adjuster that contacts you, and do not accept the initial settlement offer without talking to a personal injury attorney.
Instead, let them know you will not talk to them directly and that they can contact your attorney.
Most personal injury cases will end with a settlement. But the settlement you accept should be for the full value of your current and future losses. Your attorney will ensure you only accept a fair offer from the insurance company.
Avoid Stressing About Your Financial Situation
After a head-on collision, your focus should be on your health. Do not refuse medical treatment because you are concerned about the cost.
Minnesota has no-fault insurance coverage, meaning you first receive a payout from your insurance company. If the cost of treatment and your losses exceed this amount, your personal injury attorney can help you pursue additional compensation from the at-fault party. This claim may take time, but in the end, you can receive full payment for all the losses you sustained because of the head-on collision.
Contact an Attorney for Help After a Head-On Collision
If you are involved in a head-on collision in Minnesota, contact a car accident attorney to help you recover the compensation you are entitled to. The impact of this accident can last for years or longer, and you deserve to have your losses covered.
